Is On the Ridge Phase 3 freehold or condo?

On the Ridge Phase 3 is freehold, so buyers own the land and the building outright. There is no condominium corporation and no standard monthly fee.

Who is building On the Ridge Phase 3?

On the Ridge Phase 3 is being built by Rosehaven Homes in Stoney Creek Mountain, Hamilton.

How much do homes at On the Ridge Phase 3 cost?

Listed prices run $699,990 to $1,179,990 across 20 floor plans covering 1,799 to 3,330 sq ft. Lot premiums, elevation upgrades and optional layouts are quoted separately.

What is the deposit structure at On the Ridge Phase 3?

The published schedule is: 40' detached: $25,000 on signing; $25,000 at 60, 90, 120 and 150 days; Two further structures by product. Terms are set by the builder and change between phases.

Does On the Ridge Phase 3 qualify for the Ontario HST rebate?

On the Ridge Phase 3 can qualify. The Ontario Enhanced New Housing Rebate covers agreements signed between April 1, 2026 and March 31, 2027, pays up to $80,000 of the provincial HST and has no first-time buyer test. At $699,990 the Ontario rebate is worth about $55,999, and a first-time buyer could add roughly $34,999 federally. The home must be the primary residence of the buyer or a relation, and CRA determines eligibility.

Stoney Creek Mountain, Hamilton

On the Ridge Phase 3

Rosehaven Homes

On the Ridge Phase 3 is a detached, townhome community by Rosehaven Homes at Mud Street West & First Road West in Stoney Creek Mountain, Hamilton. Freehold homes from 1,799 to 3,330 sq ft priced $699,990 to $1,179,990 across 20 floor plans. Launched April 13th, 2026.

Detached homes and traditional towns on Stoney Creek Mountain
1,799 to 3,330 sq ft
20 plans, 15 still available
French Provincial and traditional architecture

Read this price list differently from most on this site. Rosehaven quotes a Sales Price Exclusive of HST, meaning HST is payable in full at closing on top of the listed figure. Nearly every other builder covered here quotes net of the rebate, which already assumes you qualify.

That makes a direct price comparison misleading in both directions. A $900,000 figure here is not the same number as a $900,000 figure down the road. The vendor may accept assignment of a rebate at its discretion and credit it at closing, but it is discretionary rather than built in. How net-of-rebate pricing works.

Pricing and your rebate position

Listed prices run $699,990 to $1,179,990 across 20 floor plans. Assuming you qualify, here is what the current programs are worth at each end:

	At $699,990	At $1,179,990
Ontario ENHR (no first-time buyer test)	$55,999	$80,000
Federal rebate (first-time buyers only)	$34,999	$32,001

Confirm with the builder whether the advertised prices are quoted net of the HST rebate. Where they are, a buyer who does not qualify is billed the difference at closing. How this works.

Location

On the Ridge Phase 3 is at Mud Street West & First Road West in Stoney Creek Mountain, Hamilton.

Deposit structure

40' detached: $25,000 on signing
$25,000 at 60, 90, 120 and 150 days
Two further structures by product

Set by the builder and subject to change. Tarion protects a freehold deposit up to $100,000. How that works

Current incentives

Decor credits

Incentives are withdrawn and changed without notice, and must be written into an amendment to be binding.

Registered buyers

What I can send you on On the Ridge Phase 3

Everything above is on this page for anyone to read, and it stays that way. What follows is the builder's own material, which is released to registered buyers rather than published:

All 20 floor plans, 1,799 to 3,330 sq ft, with room dimensions
The lot-by-lot price list, including the premiums that are not in the starting price
Which 40 ft lots are actually still available
Release dates as the builder confirms them
Registering commits you to nothing. You get the material and a straight read on it.