Wellington County
New homes in Fergus
Freehold detached homes, townhomes and semis
There are no significant new freehold low-rise communities tracked in Fergus right now. Buyers looking in this area generally widen the search to Guelph, where new detached homes and townhomes are actively releasing.
What’s being built in Fergus
Fergus has no significant new low-rise subdivision supply currently tracked. Part of Centre Wellington alongside Elora, it is a historic town on the Grand River where new housing has come in small phases rather than continuous builder releases.
What you could claim here
Even with no active communities, the programs are worth understanding before you widen your search, because they are time-limited and they run on your signing date.
The Ontario Enhanced New Housing Rebate pays the 8% provincial portion of HST up to $80,000 on a new home, and it has no first-time buyer test. The federal first-time buyer GST rebate adds up to $50,000 on top for those who qualify. Both require a new build, and both require the home to be your primary residence.
The Ontario window closes March 31, 2027, and it is the signing date that counts, not the closing date. The deadline.
Land transfer tax
Fergus is outside the City of Toronto, so you pay Ontario land transfer tax only, with no second municipal tax. Rates and the first-time buyer refund.
Getting around
Highway 6 to Guelph and the 401, no rail service.
Where to look instead
If Fergus is where you want to be, it is worth watching, sites do come forward. In the meantime, these nearby markets have active new freehold low-rise:
- Guelph, strong supply, roughly $484,000 to $660,000
Tell me what you are actually looking for and I will flag anything that comes up here. Register for access.